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This is the personal website of Ahtasham Hayat Ranjha, based in Johor Bahru, Malaysia. It presents information about my work, my products and my services.
Everything published here is for general information and education. It is not financial, legal, tax or professional advice, and it is not an offer to buy or sell any financial instrument. See the risk disclaimer for the full position on trading content.
I keep the information here as accurate and current as I reasonably can, but I make no guarantee that every detail — including figures, availability and third-party links — is complete or up to date at the moment you read it.
The text, design, graphics, logos and code on this site belong to me unless stated otherwise. You may share links and short quotes with credit. You may not copy the site wholesale, resell it, or present it as your own work.
You agree not to attempt to disrupt the site, gain unauthorised access to it, scrape it at a scale that affects other visitors, or use it for anything unlawful.
This site links to platforms including WhatsApp, Facebook, Instagram, Google Play and imaan360.com. I am not responsible for the content, policies or availability of any site I do not control.
Any development or consulting work is governed by a separate written agreement covering scope, timeline, payment and revisions. Nothing on this page forms a contract on its own.
To the extent permitted by law, I am not liable for any loss or damage arising from your use of this site or from decisions made based on its content. You use the information here at your own discretion and risk.
These terms are governed by the laws of Malaysia, and the courts of Malaysia have jurisdiction over any dispute arising from them.
Questions about these terms: ahtashamranjha1@gmail.com